Terms and Conditions

Welcome to Stock Market Class!

These terms and conditions outline the rules and regulations for the use of Bij Investment Consultants's Website, located at https://stockmarketclass.in.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Stock Market Class if you do not agree to take all of the terms and conditions stated on this page.

Risk Disclosure Document (RDD)

1. Market Risks: Trading in the stock market involves inherent risks, including a high probability of financial loss. Participants must acknowledge and understand these risks before engaging in trading or investing activities.

2. Course Enrolment Consideration: Participants should carefully evaluate their financial position and risk tolerance before enrolling in any stock market–related course.

3. Loss Tolerance: Losses are an integral part of trading. Individuals who are not comfortable with financial losses should reconsider participation in stock market trading.

4. Profit Expectations: Participants expecting quick or guaranteed profits should reassess enrolling, as consistent success in the stock market requires time, discipline, and strategy.

5. No Guaranteed Profits: There is no guaranteed method or “holy grail” for overnight or assured profits in the stock market.

6. Learning Process: Stock market trading is both a science and an art. SMC provides training based on historical data, knowledge, and experience; however, skill development and results depend solely on individual effort and practice.

7. Liability Disclaimer: SMC shall not be held responsible for any financial losses incurred during or after completion of the course.

8. No Profit Guarantees: SMC does not provide any assurance or guarantee of profits from the training, strategies, or tools shared.

9. Research Disclaimer: Any research, strategies, or examples shared are for educational and personal reference only and do not constitute trade recommendations or guarantees of success.

Conditions Regarding Fee Payment

1. Application Fee: The application/registration fee of Rs. 1,000 per course is non-refundable and valid for six months from the date of payment.

2. Full Payment: Course fees must be paid in full via cash or cheque before the commencement of the course unless instalments are approved.

3. Instalment Payment: If instalments are permitted, a 40% advance payment is mandatory, along with an additional 10% of the total course fee. Post-dated cheques are compulsory. Instalments must be completed within three months; failing which, the remaining balance plus a 10% penalty on the full course fee must be paid within the next two months.

4. Refund Policy: If a batch does not commence within 60 days from the date of form submission, 100% of the course fee will be refunded, excluding the application/registration fee (minimum Rs. 1,000 per course). Once course joining is confirmed or lectures commence, fees are strictly non-refundable and non-transferable under any circumstances. Approved refunds will be processed within 30 working days via the original mode of payment.

5. Course Cancellation: After confirmation of joining or commencement of any course or combo of courses, fees are non-refundable. In case of cancellation midway with pending instalments, the entire course fee becomes immediately payable.

6. Extension Charges: If a batch extends beyond five additional lectures, extra fees must be paid in advance per lecture.

7. Consulting Fees: Personal consulting charges are Rs. 1,500 per hour with prior appointment. Fees for recorded sessions, tests, or examinations are charged separately.

Conditions Regarding Attendance

1. Full Attendance Required: Participants must ensure availability to attend all lectures and complete the course.

2. Notification for Absence: Absence must be informed at least one day in advance.

3. No Absence Without Notice: Uninformed absences are not permitted, and missed lectures will not be repeated.

4. Batch Shifting: Batch shifting is not allowed unless informed and approved in advance.

5. Repeat Lectures: Repeating missed or recorded lectures will attract additional charges of Rs. 2,000 per lecture.

Conditions Regarding Use of Office Premises

1. Practical Training: Select courses include 15 or more hours of free practical training. Additional hours will be charged at Rs. 500 per hour, excluding consulting fees.

2. Office Usage Fees: Monthly office usage charges are Rs. 15,000, limited to a maximum of nine hours per working day.

3. Office Use Guidelines: Office premises are strictly for professional trading practice and not for personal discussions or non-related activities.

4. Liability for Damage: Participants shall be responsible for any loss or damage to office property caused due to negligence or misuse.

Disputes

All decisions made by the management shall be final and binding. Any disputes shall be subject to Vadodara jurisdiction only.

As a Course joiner I hereby confirm that I have read, understood, and agreed to all the above terms, conditions, and risk disclosures. I acknowledge that stock market trading involves risk and that SMC does not guarantee profits. I agree to abide by the institute’s rules and policies.

I have read and agree to the Risk Disclosure, Declaration, and Terms & Conditions.

This document aims to inform participants about key conditions and risks associated with stock market trading courses at SMC.